America has a $25T aged housing problem with an ecosystem of operators profiting by modernizing outdated properties. They run on spreadsheets and phone calls, despite handling billions in projects. We replace that with AI automation. Once they're on our infrastructure, we provide the data Wall Street needs to confidently buy these loans. Operators get better tools, lenders originate more, Wall Street gets better risk-adjusted returns, and more projects are completed. InstaFi captures a slice of this expanding capital flow.

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There’s $25 Trillion of aged real estate in America

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Single Family Homes

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Multi Family Homes

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Apartments

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      **48% of all residential homes are at least 50 years old (built in 1975 or earlier)**

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With an entire ecosystem dedicated to profiting from the renovation of American real estate

Real Estate Developers

aka Home Builders, Fix & Flippers

In the business of buying real estate to upgrade then exit through selling the property or BRRR (Buy, Renovate, Rent, Refinance and Repeat)

Non-bank & Private Lenders

aka Hard Asset Lenders

In the business of funding those projects. Usually $20-50M debt funds, family offices, private individuals, correspondents and brokers.

Click below for real examples

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They exit the short-term mortgage loans within 3 - 12 months

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But the industry is choked by manual processes and a lack of transparency due to no technological infrastructure

Fragmented Data

Critical information scattered across platforms.

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Manual processes

Industry running on pen and paper, excel and emails.

Slow Processing & Human Error

Average 25+ days to close deals.

Which has created a massive capital bottleneck: